北京银行

北京银行成立于1996年1月，是一家中外资本融合的上市银行。成立15年来，北京银行秉承为客户创造价值，为股东创造收益，为员工创造未来，为社会创造财富的神圣使命，依托中国经济持续快速发展的大好形势，不断实现发展重大跨越，先后实现引进境外战略投资者、公开发行上市等重大突破，目前已在北京、天津、上海、西安、深圳、杭州、长沙、南京、济南及南昌等10大中心城市设立分行，发起设立延庆村镇银行，成立香港代表处、阿姆斯特丹代表处，发起设立国内首家消费金融公司——北银消费金融公司，合资设立中荷人寿保险公司，成为首家入股保险公司的中小银行，探索了一条中小银行发展的特色之路。

截至2010年9月末，北京银行资产6898亿元，存款5199亿元，贷款3232亿元，实现净利润59.49亿元，同比增幅35.46％。不良贷款余额23.33亿元，不良贷款比例0.72％，连续多年双降；拨备覆盖率266%，资本充足率12％，核心资本充足率10％，继续保持较高水平，实现了规模与结构、速度与质量的均衡协调可持续发展。

在英国《银行家》杂志2010年最新公布的全球1000家大银行排名中，北京银行按一级资本排名第155位，在中国银行业排名第12位；在亚洲银行竞争力综合排名中位居第13位，在中国银行业位居第7位；品牌价值在中国银行业排名第9位。

Bank of Beijing was established in January 1996. Adhering to fulfilling the sacred mission of "create value for customers, generate revenue for shareholders, build future for employees, and produce wealth for society, the enterprise meanwhile dedicates to promoting the service theory of "good faith makes trust". Relying on China’s sustained and rapid economic development, Bank of Beijing continuously takes great leaps in developing and becomes a well-known brand of China’s banking sector.

Entering a new period, Bank of Beijing successively achieves a series of breakthroughs of development. In 2004, the enterprise changed its name to Bank of Beijing. In 2005, it introduced the internationally renowned ING Group and the International Finance Corporation as overseas investors. In 2006, it has realized the cross-regional operations. So far, Bank of Beijing has set up several branches in Tianjin, Shanghai, Xi’an, Shenzhen, Hangzhou, Changsha, Nanjing and etc. Also, it initiated the village banks in Yanqing and established a representative office in Hong Kong. In 2007, it listed on the Shanghai Stock Exchange and became a publicly held bank. And in 2010, it launched the first domestic consumer finance company – Bank of Beijing Consumer Finance Company and successfully signed a contract with ING-BOB Life Insurance Company, thereby became the first small and medium banks as a shareholder in insurance company.

By the end of 2009, the total assets Bank of Beijing is up to 533.5 billion yuan, with the total deposits of 446.9 billion yuan and the total loans of 273.5 billion yuan, realizing a net profit of 5.633 billion yuan and making a year-on-year rise of 4%. The bank’s provision coverage is 215.69 percent, and the balance of non-performing loans is 2.796 billion yuan, with its ratio of 1.02%. All the indicators have reached the leading level of China’s listed banks, in which the capacity of per capita profitability, cost control level, capital adequacy ratio and other indicators all rank first in China’s listed banks. Thus Bank of Beijing has successfully realized the balanced and coordinated sustainable development between scale and structure as well as between speed and quality.